ISO 9001 : 2008 CERTIFIED

" Home Loan Rates as low as 8.25%" "Home Loan Balance Transfer and Topup at same rate." "Axis Bank offers Processing Fees of 1000/- + GST on Home Loan Balance Transfers." " Home Loans on Gram Panchayat Properties at lowest rate of 8.5 %" "Mortgage Loan (LAP) rate as low as 9.25%." "Home Loan Balance Transfer & LAP for NRI customers" "Home Loan without income documents" "Loans on Commercial Properties viz Industrial Gala, Factory Shed, Industrial Unit." "Government subsidies upto 2.35 Lakhs for 1st time buyers. " " Axis Bank offers total waiver of EMI in "EMI ka happy ending" "Conditions Apply"

Introduction
To purchase / extend/ improve an office / shop / clinic /nursing home and & for purchase of commercial plot and for self-construction on the pre-owned commercial site. The premises should either be originally allotted by the development authority or builder property and should be meant for approved commercial purpose. Office Premises Loan can be used for purchase, construction, extension & also for improvement (at the time of acquisition of office premises. It creates an opportunity to extend loans to self-employed individuals to house their profession or business giving a permanent address for generating steady flow of income. The product can also include the estimate of renovation at the time of purchase of the property. This loan is especially meant for self-employed professionals like Doctors, Architects etc.

Key Features:
Loan Amount : Maximum loan amount would be Rs. 225 lacs subject to IIR/FOIR grid AND LTV/LCR as per prevailing policy.

Tenure:
Minimum Maximum 15 years. Interest Rate: Floating rate with variable tenure will be offered. Please contact our branches for the prevailing rates.

Fees: Please contact our branches for Processing fees.

Repayments: Uniform EMI OR FLIP (Flexible Loan Installment Payment) will be available.

Repayment mode: ECS (Electronic Clearing Service)is preferred.
PDC's Facility is also available

Parameters Salaried Self-Employed
Profile Salaried (Govt. & Corporate) Salaried (Pvt. Ltd) Non professional (proprietors, Director, Partners, Agents) Professional (Doc, CA, Engineers)
Age Min 21, Max-60 Min 21, Max-60 Min 21, Max-65 Min 21, Max-65
Qualification Graduate Graduate Graduate Graduate
Experience Confirmed employee with a minimum 1 years experience in same company Confirmed employee with a minimum 2yrs exp in same company / Industry 3 years 3 years
Income Eligibility* Min Rs.180000/- per annum Min Rs.180000/- per annum Min Rs.180000/- per annum Min Rs.180000/- per annum
Salaried Individuals Self-Employed Individuals
Latest salary slip or salary certificate Last 3 years Income Tax returns duly certified by CA
Form No.16 or PF statement or appointment letter in case of Cash Salary. Last 3 years Balance Sheet and Profit and Loss A/c with Annexures and Schedules

Age Proof /Address Proof

Identification Proof

Passport size Photograph

Repayment track record, if any.

Bank statement / Pass book copy for last 6 months

Any other documents, as may be required.

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Contact us

Muzammil Markande : 9820175047
Help line : 7-666-37-9999
FAX: 9022175047
Tel: 022 6590 5047 / 022 6567 5047 / 022-65605047.
E-mail: support@horizonhl.in